Wholesale distribution and consumer goods importers.
Track seasonal purchase programs, supplier invoices, and pricing windows before FX variance reaches gross margin.
Modeled purchase orders across one campaign
Exposure grouped around one pricing assumption.
Open gap is visible before execution decisions.
Modeled rate movement, not a quantified claim.
Modeled inventory buy window
Modeled unhedged exposure
Scenario input, not an outcome claim
Distributors and consumer-goods importers buying inventory in USD, EUR, or GBP while selling in CAD.
- Supplier costs change after Canadian customer pricing is set.
- Seasonal buys create lumpy exposure that is hard to compare to policy.
- Inventory margin is reviewed after the FX decision should have happened.
- Group exposures by buying season or campaign.
- Model budget-rate risk before inventory arrives.
- Give finance and operations one shared view of open FX exposure.
Classify first, recommend later.
Public language stays disciplined: PolicyFX classifies the exposure profile and prepares the next conversation. Execution remains with the provider the company chooses.
- 01
Map the buy
Load purchase orders and forecast supplier payments by currency and expected settlement date.
- 02
Compare to budget
Show modeled cost at the budget rate, current indicative rate, and adverse scenario.
- 03
Prepare provider questions
Walk into the bank conversation with exposure, maturity, and coverage already structured.
Field notes from finance operators.
Role-specific perspectives across advisory, control, treasury, and founder-led operations.
"PolicyFX gives me a repeatable way to classify each client's exposure profile before I rebuild another spreadsheet. The value is not execution - it is getting every client into the same clean operating rhythm."
"The invoice-level view is the piece I needed. I can show which USD/CAD vendor invoices are covered, which are below policy, and which ones need a bank conversation before month-end gets loud."
"The classification language helps me explain the program without overcomplicating it. Some months behave like a layered program, and some confirmed contracts need invoice-level tracking. PolicyFX keeps those layers separate."
"I do not need another trading screen. I need to understand whether our purchasing plan is exposed before supplier payments settle. PolicyFX turns the FX discussion into a business discussion."
"The modeled margin view is what makes the risk tangible. We can see how a move in USD/CAD might affect a buying season and then decide what to ask our provider - without PolicyFX pretending to be the broker."
Provider names such as RBC, TD, Scotia, BMO, CIBC, and Corpay are compatibility examples only. They are not endorsements, integrations, execution rails, quotes, or recommendations.