Layered hedging for rolling exposure.
Classify recurring monthly exposure that should be reviewed in maturity buckets, not in one-off panic cycles.
Forecast, hedged, and open exposure by month
Near bucket sits above modeled target.
Policy gap visible before the provider call.
Forecast exposure is early but not invisible.
Rolling forward view
Modeled months needing review
Across the modeled exposure book
Best for companies that import or export every month and want a repeatable coverage rhythm.
- Exposure arrives continuously, but hedge decisions happen irregularly.
- Longer-dated forecast buckets are ignored until they become urgent.
- The team cannot see whether each future month is covered to policy.
- Classify recurring exposure into a coverage ladder.
- Show target ratios by maturity bucket with gap visibility.
- Turn review cadence into an operating rhythm for the finance team.
Classify first, recommend later.
Public language stays disciplined: PolicyFX classifies the exposure profile and prepares the next conversation. Execution remains with the provider the company chooses.
- 01
Load recurring exposure
Bring invoices, POs, and forecast cash flows into a 12-month view.
- 02
Compare against policy
Coverage targets step down by maturity so far-dated forecasts stay visible without overreacting.
- 03
Review the ladder
Use the gaps to decide what to discuss with the bank and what to monitor next week.
Unhedged FX turns timing into margin risk.
Hedging does not remove every risk. It gives finance a disciplined way to decide which exposures should be protected, which can remain open, and which require a bank conversation before rates move again.
Protect budget rates
Keep supplier, inventory, and project costs closer to the assumptions finance already approved.
Reduce margin surprises
Make adverse currency moves visible before they land in gross margin, cash-flow, or month-end variance reviews.
Improve bank conversations
Separate exposure measurement from execution so the provider discussion starts with policy, maturity, and coverage gaps.
Bank of Canada daily average, 2026-05-25.
BoC daily average USD/CAD
Latest BoC daily average
More CAD required over that move
A payable that is below policy can quietly become a larger CAD funding requirement before treasury has evidence ready.
CoverageDesk shows under-covered, over-covered, and on-policy exposure so the next move is reviewed against policy first.
Market figures are context for exposure planning only. PolicyFX does not execute trades, quote FX rates, or provide financial advice.