Static hedging for fixed budget periods.
Classify exposure that clusters around one campaign, contract season, or budget rate. PolicyFX shows whether the period is protected without implying execution.
USD/CAD exposure concentrated in 90 days
Exposure grouped around one pricing assumption.
Open gap is visible before execution decisions.
Modeled rate movement, not a quantified claim.
Seasonal import cycle
Confirmed exposure baseline
Modeled example, not a claim
Best for manufacturers, importers, and distributors with stable sales prices and a known landed-cost budget.
- Catalog prices are set before vendor invoices settle.
- One adverse FX move can erase margin on an entire buying season.
- Bank conversations start from scattered spreadsheets instead of a period-level view.
- Group confirmed and forecast exposure into one budget window.
- Compare the fixed period against policy coverage and materiality.
- Prepare a bank conversation around the budget rate your team needs to protect.
Classify first, recommend later.
Public language stays disciplined: PolicyFX classifies the exposure profile and prepares the next conversation. Execution remains with the provider the company chooses.
- 01
Define the period
Choose the season, customer program, or contract window that needs a stable rate assumption.
- 02
Classify the exposure
PolicyFX compares confirmed and forecast exposure against the target coverage for that period.
- 03
Prepare the conversation
Export the exposure, current coverage, and modeled gap before asking any provider for a quote.
Unhedged FX turns timing into margin risk.
Hedging does not remove every risk. It gives finance a disciplined way to decide which exposures should be protected, which can remain open, and which require a bank conversation before rates move again.
Protect budget rates
Keep supplier, inventory, and project costs closer to the assumptions finance already approved.
Reduce margin surprises
Make adverse currency moves visible before they land in gross margin, cash-flow, or month-end variance reviews.
Improve bank conversations
Separate exposure measurement from execution so the provider discussion starts with policy, maturity, and coverage gaps.
Bank of Canada daily average, 2026-05-25.
BoC daily average USD/CAD
Latest BoC daily average
More CAD required over that move
A payable that is below policy can quietly become a larger CAD funding requirement before treasury has evidence ready.
CoverageDesk shows under-covered, over-covered, and on-policy exposure so the next move is reviewed against policy first.
Market figures are context for exposure planning only. PolicyFX does not execute trades, quote FX rates, or provide financial advice.